The Case(s) Against Dave Ramsey: Part 3

Melissa J. Hogan
14 min readNov 5, 2021

A settlement, an answer, a few depositions, and a new case later.

Edited at 11/5/21, 3:30pm: to report on decision ordering Dave Ramsey to submit to a deposition in the O’Connor case and denying his attorneys’ request that Ms. O’Connor be barred from the deposition.

I’m now three articles deep into what could be an extended series on lawsuits involving Dave Ramsey and Ramsey Solutions. Why write about this, you ask? Well, I decided to explain the why in a separate article — but this one is for you legal junkies, long readers, and Dave Ramsey lovers or haters. An update.

If you haven’t already read Part 1 and Part 2, go back and do that to catch up. Here’s the list of cases we’re working from, notice a new one at the end:

1. Washington v. Timeshare Exit Team

2. Lampo Group v. Chris Hogan

3. Caitlin O’Connor v. Lampo Group

4. Lampo Group v. Marriott Hotel Services

5. Julie Ann Stamps v. Lampo Group

1. Washington v. Timeshare Exit Team:

Williamson County (TN) Circuit Court, Miscellaneous Docket, Case №21CV-267 (Dave Ramsey motion to compel case only). Actual case against Reed Hein: King County (WA) Superior Court, Case №20–2–03141–1 SEA.

On September 7, 2021, Williamson County (TN) Circuit Court Judge Binkley ordered Dave Ramsey to submit to a deposition in the Washington State Attorney General’s case against Timeshare Exit Team, a company Dave heartily endorsed from 2015–2021.

According to Dave himself, “their business skyrocketed” after he endorsed them. However, the State of Washington alleged that Dave Ramsey “was an instrumentality of Defendants’ false and/or misleading representations to consumers” and “was critical to Defendants’ wrongful conduct because of his trusted position among consumers seeking financial advice.” (see Plaintiff’s Brief in Support of Motion to Compel Deposition, p.2)

On September 28, 2021, after nineteen months, hundreds of filings, mountains of discovery and many depositions, but within three weeks after Dave Ramsey was ordered to sit for a deposition in the case, the State of Washington settled the

Melissa J. Hogan

Attorney. Advocate. Author, “Afraid of the Doctor: Every Parent’s Guide to Preventing and Managing Medical Trauma.” Find me at